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Mobile Ecommerce and Mobile Banking have been in action since 1997 and have been spreading rapidly ever since the year 2000.

Mobile Ecommerce or better known as M-commerce has been clearly defined as the buying and selling of goods and services through wireless handheld devices like mobile phones and PDA. M-commerce is based on the widely accepted and popular Wireless Applications Protocol or WAP. The popularity of M-commerce has led to the development of many mobile ecommerce applications, mobile computing platforms, mobile browsers and many new devices, better known as Smart Phones.

Spurred on by the huge demand for WAP and other solutions enabled devices, handset manufacturers such as Nokia, Ericsson, Motorola, and Qualcomm are working with carriers to develop WAP-enabled smart phones. The Bluetooth has also catalyzed the growth of M-Commerce. Access to internet, emails and online transactions has been made simple and easy through these technologies and the emerging 3G services and internet access with blinding speeds.

As content delivery over wireless devices becomes faster, more secure, and scalable, there is wide speculation that m-commerce will surpass the conventional online e-commerce through wired connections.

Mobile banking has today enabled bank customers to use their handheld devices to access their accounts and pay their bills as well as brokerage services, in which stock quotes can be displayed and trading conducted.

Security has always been the concern for customers who are using M-commerce for their business and personal transactions. However the availability of safe browsers, sound platforms and new encryption systems, customers are increasingly feeling confident to carry out really sensitive, high-value transactions through M-commerce. The threats of Viruses, Malwares and other malicious programs have been overcome with the confidence of technology backing customers with the promise of dealing with any new such threats.

M-commerce has instilled confidence amongst the business community and more and more online transactions, be it business or personal, are being carried out through the mobile platform. The choice of handsets, platforms and software solutions available to the customers are truly stunning and mind-boggling.

M-commerce has been able to win over the trust and belief of the users through sheer persistent technology innovation and faultless development. All the key components like connectivity, platform, security and flexibility have been addressed with earnestness and appreciable thoroughness.

The future of ecommerce lies in establishing mobile commerce as a viable alternative. Hand-held devices are undergoing a sea-change and the availability of devices with multiple features and extreme computing power is a factor which is acting as a catalyst. 決済代行 携帯